PERSONAL NOTE

I gave this the title of Life Happens because that is what just happened to me.  The day before Thanksgiving I was rushed to the hospital for a medical emergency.  I received a defibrillator on Monday the 28th and was released from the hospital on Tuesday.

The lack of newsletter stems from the fact that the entire time I was in the hospital was when I would have been preparing my material for December.  I will be back with you as soon as possible, I just don't know how quickly that will be.  I have learned a lot being in the hospital which I may share in the future.

I want you to know how much I appreciate you and hope you had a wonderful Thanksgiving with your loved ones.